Can You Link A Credit Card To Cash App? (A Guide)


Yes, you can add a Credit Card on the Cash app easily to make payments using it. Well, there are so many options available to make payments on the cash app. But, there are situations where credit card becomes necessary to be used for payments. People who are using cash apps generally face issues adding credit cards to them. While on the other hand, they are not able to add credit cards because they have not added their debit card or bank account prior to adding credit cards. Now the question arises Can You Link a Credit Card to Cash App?

The answer is yes, it is absolutely possible to add a credit card to your cash app considering that it charges a 3% fee on it.

Do you have questions like How to add a credit card to a cash app without a bank account?

How to add a credit card to the cash app? etc.

This blog will help find answers to each of the questions.

Cash App, developed by Square is a peer application particularly known for its secure and flawless transaction services among friends, peers, and families. Additionally, it has several amazing features that perfectly work to cater to the need of a user.

A user can successfully add a credit card to their cash app account. But for that, a bank account or a debit card needs to be added as per the cash app norms.

Can you Link a Credit Card to a Cash App?

Yes, you can easily add a credit card to your cash application. The credit card particularly needs to be of VISA, MasterCard, Discover, and American Express. After adding your credit card, you are eligible to make payments using it.

Nonetheless, a debit card or bank account is compulsory to be added before adding your credit card. In addition to that, if you do not add a card, you can still receive funds however, Cash-out is restricted for the time period.

Note: Use of Credit Cards are always asked for a 3% fee charged on the cash app.

How to link a Bank account to Cash App?

Let us look at the primary process of adding a bank account prior to a credit card. The whole process is defined as steps down below.

  • As always, launch the Cash App on your device.
  • And grab the “My Cash” tab.
  • Down the “Cash and Bitcoin option,” press the “+ Add Bank” option
  • You need to enter your debit card details first and then tap on the “Add Card” option. Adding a card will automatically add to your bank account.
  • In case you haven’t ordered your cash card yet, choose the “No Card?” option.
  • Now, select your bank name from the above list.
  • After that, you need to mention your banking password and Username to link your account.

Want to know the fee for using a credit card on the cash app? Cash App asks 3% fee charge on using the credit card from their end.

How to Add a credit card to Cash App?

After you have added your debit card or bank account, now you are perfectly eligible to add your credit card to the cash app. Below is the list of steps that are essential to add a credit card.

  • You need to open your cash application.
  • After that, pick the “My Cash” tab from the left corner.
  • Roll down in search of your bank details. Right under the bank account name, you need to click on the “Add a Credit Card” tab.
  • Then, enter the card details such as CVV number, Expiry date, and Card number.
  • You need to complete the process given on the screen.
  • Confirm the act by entering your PIN or Touch ID.
  • Then, you need to move back to the homepage.
  • This is where you have added your credit card.

Can’t Link a Credit Card to a Cash App? Invalid Card

If you are having issues like Can’t Link a Credit Card to Cash App, there are chances that you have not added your debit card yet. For that, you need to add a debit card or bank account first.

Apart from this, Cash App does not accept credit cards to be added with high service charges. This is why many people get stuck and find themselves in no way. So, before adding your credit card, you need to make sure that your card charges are not so high.

In spite of it, sometimes the selection of card is valid, you have added a bank or debit card, but still, you can’t add a credit card. Why? Because there might be chances that your card is expired or out of use and the cash app doesn’t accept expired cards.

These could be the reasons that are responsible for your adding credit card hurdle.


Cash App is widely famous for its utmost features that smooth transactions between friends, peers, and contacts. It has provided features like adding a credit card which is essential for many people who have used it. But, people generally ask Can You Link a Credit Card to Cash App?

The answer is Yes and the process is defined above. Users need to add their debit card or bank account prior to adding credit cards. Also, the credit card should be charging less or general as cards charging high fees are not allowed to be added with the cash app.

A fee is definitely there of 3% on using a credit card on the Cash app. If all the things are taken into consideration, the process is quite easy to add a credit card to the cash app. Hope this helped! Drop your doubts to get fast and effective tips.

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